Footnotes and Sources


1. https://www.irs.gov/pub/irs-dft/p509--dft.pdf
2. https://www.irs.gov/irb/2023-48_IRB#REV-PROC-2023-34
3. irs.gov/individuals/net-investment-income-tax
4. https://www.irs.gov/publications/p550#en_US_2022_publink10009935
5. https://www.irs.gov/credits-deductions/individuals/aotc#:~:text=The%20American%20opportunity%20tax%20credit,of%20%242%2C500%20per%20eligible%20student.
6. https://www.irs.gov/credits-deductions/individuals/llc
7. https://www.investopedia.com/terms/c/coverdellesa.asp
8. https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-gift-taxes-for-nonresidents-not-citizens-of-the-united-states#:~:text=If%20your%20spouse%20is%20not%20a%20U.S.%20citizen%2C%20tax%2Dfree,and%20%24185%2C000%20(for%202024).
9. https://www.ssa.gov/news/press/factsheets/colafacts2024.pdf
10. https://www.ssa.gov/benefits/retirement/planner/taxes.html#:~:text=between%20%2425%2C000%20and%20%2434%2C000%2C%20you,your%20benefits%20may%20be%20taxable.
11. https://www.irs.gov/newsroom/401k-limit-increases-to-23000-for-2024-ira-limit-rises-to-7000
12. https://www.irs.gov/retirement-plans/one-participant-401k-plans
13. https://www.irs.gov/retirement-plans/plan-participant-employee/sep-contribution-limits-including-grandfathered-sarseps
14. https://www.cms.gov/newsroom/fact-sheets/2024-medicare-parts-b-premiums-and-deductibles?ref=biztoc.com
15. https://www.irs.gov/pub/irs-drop/rp-23-23.pdf
16. https://www.healthcare.gov/glossary/out-of-pocket-maximum-limit/